Annie and Steve Kullberg have been married since 1981.  We are very happy to be back in Colorado with most of our extended family after 36 years of moving through many job transfers and 7 states.  We have been attending CGVR since January 2020 and are glad to be part of this church family.  Over the last 20 years, we have had the honor of financial coaching for over 200 individuals and families at our different churches, often getting involved at a point of crisis.  God has a remarkable amount of advice in the area of personal finance, and we have seen many families freed from financial stress and able to thrive after some personal assistance and encouragement.  Our coaching is often an adjunct to a financial class such as Financial Peace University to help people apply what was learned to their specific situation.